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Hello Toni:

I turned 65 in August the year before last, continued to work full-time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription discount card to cover medications. My employer’s human resources manager advised me to enroll in Medicare Part A when I turned 65. Because I received incorrect information, I could not fund my HSA from that time.

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