Francis G. “Frank” Reynolds, a 28-year veteran of the banking industry, has been promoted to credit administrator at Highlands Union Bank, a community banking system that serves parts of Virginia, North Carolina and Tennessee. Reynolds, who previously served as a vice president and Tennessee area lending manager for the organization, will be responsible for the overall credit quality of the banking system’s loan portfolio involving 14 branches. In his new role, Reynolds maintains offices at both the bank’s Blountville branch and the organization’s headquarters at 340 West Main St. in Abingdon.
Reynolds has been with Highlands Union Bank since 2006, when he was hired as a commercial loan officer responsible for supervising commercial lenders in Tennessee. He serves on several of the organization’s committees, including Senior Loan Committee, Special Assets Committee, Appraisal Review Committee and Credit Committee.
Reynolds holds several academic degrees, including a bachelor’s and master’s in English from Virginia Tech; an M.B.A. in management from East Tennessee State University; and a master’s in strategic studies from the U.S. Army War College in Carlisle, Penn. Prior to joining Highlands Union Bank, Reynolds worked at other local banking institutions, serving in such capacities as branch manager, commercial loan officer, senior credit officer and business banking manager.
A resident of Kingsport, Reynolds is a retired colonel in the Virginia Army National Guard. During his military career, he served in numerous active and reserve positions, including battalion operations officer during the Gulf War.