Larry R. Estepp will join the executive management team of Citizens Bank effective Oct. 3. As executive vice president, Estepp will focus on commercial lending and business development throughout the Tri-Cities region.
Estepp joins Citizens Bank with 38 years of service in the financial industry. His financial background includes experience in both commercial and consumer banking within the Tri-Cities and Greeneville markets. He began his career with First Tennessee Bank where he most recently served as regional president /Northeast Tennessee retail executive. He has also held the positions of Kingsport regional president, Northeast Tennessee commercial executive and Greeneville area regional president. Under his leadership and direction, his team earned the Top Sales Performance awards in both 2008 and 2010.
Estepp is a graduate of Tusculum College with a BBA in organizational management. He is also an alumnus of the Graduate School of Banking at LSU, The Tennessee School of Banking at Vanderbilt and the Commercial Lending School at UVA. He has also completed the Executive Development program at Rhodes College and numerous other continuing education courses.
As an active leader in the community and community organizations, Estepp was the recipient of the 2009 Distinguished Leadership Award from the Kingsport Chamber of Commerce. Most recently, his community involvement in Kingsport has included Industrial Board chairman, United Way campaign chairman, NETWORKS chairman, and Chamber of Commerce president. He has also served as Greene County Partnership president and served on the Tusculum College Board of Trustees from 1991-2003. Estepp is also a Holston Business Group founding board member and currently serves on the Phipps Bend Industrial Park board and the Sequoyah Council of the Boy Scouts of America.
He and his wife, Teresa, live in Kingsport and attend Northeast Church of Christ.