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Couple married 33 years separate so wife can keep insurance

July 5th, 2014 9:46 pm by Tom Wilemon, The Tennessean

Couple married 33 years separate so wife can keep insurance

Linda Drain lives apart from her husband of 33 years, Larry, so that she can keep her health care. (Shelley Mays/The Tennessean)

The day Linda Drain put baby's breath in her hair and said "I do," she had no idea that government policies would tear her apart from her husband.

But 33 years later, she and her husband, Larry Drain, separated so she could keep her health insurance.

Six months into the full implementation of the Affordable Care Act, the Drains are among 162,000 Tennesseans who got caught in a coverage gap. Their household income is too little to qualify for a government subsidy to buy health insurance, and they live in a state not expanding Medicaid.

Their predicament was caused by a series of legal, political and bureaucratic decisions that included the U.S. Supreme Court striking down part of the federal health law, but Larry Drain said he feels to blame.

"In September of last year, I made what looking back on it in retrospect was the worst decision I ever made in my entire life," he said. "I decided to take early retirement from Social Security."

Keep reading with our partners at The Tennessean.

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